Luxury Custom Home Builder, Remodeler, and Restoration Expert in Pensacola
Discover what urban has to offer
Building a home is a big deal, and we’re here to make sure it’s done right.
At Urban, we design and build homes that fit your lifestyle and hold up to Florida’s coastal conditions. From the strength of ICF to the elevated security of piling construction, our homes are made to last and built with intention.
You’ll get a team that listens, guides you through the process, and helps you create a place that feels like it was always meant to be yours. We’ve done it for homeowners all over Pensacola—and we’re ready when you are.


What We Do Best
At Urban, we’re not just builders. We’re your guide through every step of creating a better home or commercial space. Our services are built to handle the Gulf Coast climate, your lifestyle, and the details that matter most.
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Custom Homes: We build homes that are smart, strong, and suited to your life.
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Piling Homes: Elevated piling foundation houses that are built for coastal living and lasting strength.
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ICF Construction: Energy-efficient and built to perform in Florida’s toughest weather.
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Whole Home Remodeling: We help you reimagine your space with tailored full home remodeling solutions.
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Termite Restoration: We repair damage, prevent future issues, and understand the early termite signs that most people miss.
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Commercial Renovations: From interior refurbishments to full tenant improvements, we’re the commercial general contractors in Florida you can count on.
Why Work With Urban Infill?
Urban was built on the belief that better homes start with better conversations.
Founded in 2004 by a father-son duo, we’ve grown from a passion project into one of the go-to home builders in Pensacola, FL. We bring experience, creativity, and a boots-on-the-ground approach to every job—because building or remodeling your home shouldn’t feel overwhelming.
It should feel exciting, collaborative, and handled by a team that knows what they’re doing.
We live here, we build here, and we care about doing it right.

Have Questions? We Have Answers!
Starting a custom build or remodel comes with a lot of questions—and we think that’s a good thing.
You deserve to feel informed, confident, and ready for whatever comes next. We’re here to walk you through it all, so you’re never left guessing.
If there’s something we didn’t cover, just reach out. We’re always happy to talk.
How Does Financing Work for Construction or Remodeling Projects in Pensacola, FL?
Urban Infill doesn’t offer in-house financing, but we work with trusted local lenders who understand the unique needs of custom builds, remodels, and even termite restoration projects.
Most of our clients secure construction-to-permanent loans for new builds or home equity loans for remodels.
Already working with a lender? We’ll coordinate directly with them to keep things simple and smooth throughout your project.
No matter what kind of work you’re planning, we can help point you in the right direction to get financing sorted early in the process.
Do You Offer Custom Floorplans or Pre-designed Options?
We do both. Our growing library of floorplans includes a variety of layouts designed to suit different lifestyles, budgets, and stages of life.
If you’re looking for something unique, we’re happy to partner with your architect or connect you with one of ours to create a custom floorplan tailored to your needs.
We also stay on top of evolving trends, so new plans are added regularly.
Some of our current favorites:
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The LaRua: A charming, two-bedroom layout with open living and two outdoor spaces. Great for empty nesters or young couples.
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The Decatur: A spacious three-bedroom home with a grand room that’s perfect for entertaining and a lovely L-shaped porch.
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The Dutch Cape: Vaulted ceilings, a cozy office, and an open living and dining area make this a great fit for families and those planning for future accessibility.
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The Abaco: An open, luxury-inspired layout with indoor-outdoor flow, a large balcony, and flexible bedroom space for guests or a home office.
Want to explore our current plans or talk about custom design? We’re just a message away.
What Is ICF Construction and Is It a Good Choice for Homes in Florida?
ICF stands for Insulated Concrete Forms, and it’s one of the strongest and most energy-efficient ways to build a home—especially here on the Gulf Coast.
With Florida’s heat, humidity, and hurricane risks, ICF construction offers serious benefits like storm resistance, lower energy bills, and long-term durability. The walls are built using foam panels filled with reinforced concrete, creating a solid, insulated structure that outperforms traditional wood framing. It’s quieter, more comfortable, and built to last.
If you’re looking for a smart, sturdy solution for new construction in Pensacola, ICF is a solid choice—literally.
What’s Included in Termite Restoration Services Near Pensacola, Florida?
Our termite restoration services in Pensacola are designed to handle both visible damage and the not-so-obvious stuff termites tend to hide.
We start with a careful inspection and controlled demolition of damaged areas—then extend about six feet in every direction to catch anything hidden nearby.
From there, we handle everything: demolition, repairs, and the application of termiticides to help keep future infestations at bay.
All of our termite work is completed under a Cost-Plus contract, and depending on your policy, some of the repairs may be covered by homeowners insurance. If termites have made themselves at home, we’ll help make sure they don’t stick around.
Jennifer K.
When we were ready to build our second home in Florida, we contacted Chris and Urban Infill. We had met with multiple companies but Chris seemed to best understand what we wanted for our home, so we chose Urban Infill.
Chris spent significant time speaking with us to understand our needs and help prepare us for the journey ahead. He provided excellent design suggestions and was patient with us while helping to select the best materials to achieve the outcome we desired. The team at Urban Infill was very friendly and exceeded our expectations throughout the process. Who knew building a home could be stress-free? Our new home was completed on time and is absolutely beautiful thanks to Chris and Urban Infill!
Misty W.
I first met Chris of Urban Infill at a charity event in 2016 when I was contemplating building a home from scratch. Meeting Chris turned out to be a huge blessing. I had a very specific idea of what I wanted and Chris helped me improve upon it. He gave me some amazing ideas that I hadn't considered, and suggested some changes to my original idea that ended up being 1000% better. His extensive knowledge and professionalism made it easy to choose his company to do the job. I would say that I would use Urban Infill again, except that I won’t need to!
John E.
Chris Vail is unlike many contractors that I've ever worked with, and as a real estate professional that has worked with him on a number of projects, his approach is refreshing and appreciated. He is attentive and conscientious of his clients' wants and needs, and will go to great lengths to accommodate them. He is communicative, and has implemented software tools to bring more transparency into the building process - simplifying the selection process for a custom build and allowing clients to see the progress even if they're living afar. I am proud of every Urban Infill project I've been involved in!
Jennifer K.
When we were ready to build our second home in Florida, we contacted Chris and Urban Infill. We had met with multiple companies but Chris seemed to best understand what we wanted for our home, so we chose Urban Infill.
Chris spent significant time speaking with us to understand our needs and help prepare us for the journey ahead. He provided excellent design suggestions and was patient with us while helping to select the best materials to achieve the outcome we desired. The team at Urban Infill was very friendly and exceeded our expectations throughout the process. Who knew building a home could be stress-free? Our new home was completed on time and is absolutely beautiful thanks to Chris and Urban Infill!
Misty W.
I first met Chris of Urban Infill at a charity event in 2016 when I was contemplating building a home from scratch. Meeting Chris turned out to be a huge blessing. I had a very specific idea of what I wanted and Chris helped me improve upon it. He gave me some amazing ideas that I hadn't considered, and suggested some changes to my original idea that ended up being 1000% better. His extensive knowledge and professionalism made it easy to choose his company to do the job. I would say that I would use Urban Infill again, except that I won’t need to!
John E.
Chris Vail is unlike many contractors that I've ever worked with, and as a real estate professional that has worked with him on a number of projects, his approach is refreshing and appreciated. He is attentive and conscientious of his clients' wants and needs, and will go to great lengths to accommodate them. He is communicative, and has implemented software tools to bring more transparency into the building process - simplifying the selection process for a custom build and allowing clients to see the progress even if they're living afar. I am proud of every Urban Infill project I've been involved in!
Jennifer K.
When we were ready to build our second home in Florida, we contacted Chris and Urban Infill. We had met with multiple companies but Chris seemed to best understand what we wanted for our home, so we chose Urban Infill.
Chris spent significant time speaking with us to understand our needs and help prepare us for the journey ahead. He provided excellent design suggestions and was patient with us while helping to select the best materials to achieve the outcome we desired. The team at Urban Infill was very friendly and exceeded our expectations throughout the process. Who knew building a home could be stress-free? Our new home was completed on time and is absolutely beautiful thanks to Chris and Urban Infill!
Where We Work
Urban is proud to serve Pensacola and the surrounding areas. If you live in or around Pensacola, we'd be happy to talk about your custom home or home renovation project!
- Pensacola
- Chandelle
- Gulf Breeze
- Woodlawn Beach
- Tiger Point
- Navarre
- Pace
- Perdido Key
- Pensacola Beach
- Milton