When you’re building a custom home in Florida, the layout sets the tone for how you’ll live in it every day. From breezy coastal escapes to family-first floorplans, today’s most popular designs reflect real-life needs and coastal comfort.

Explore the top custom home layouts trending across Florida in 2026. This guide breaks down single-level ranches, modern coastal builds, flexible open concepts, and more, helping you discover which floorplan fits your lifestyle, your lot, and your long-term goals.

What are the popular floorplans Floridians are loving in 2026?

How to Choose the Best Floorplan for Your Lifestyle?

1. Classic Ranch / Rambler Layouts

Ranch-style homes have made a strong comeback in Florida. With everything on one level, these layouts feel easygoing, functional, and future-proof. Homeowners love the way ranch plans eliminate stairs while still delivering open, airy living spaces that feel modern and connected.

Why Florida homeowners keep choosing ranch-style living:

• Single-story design that’s simple to move through at any age or stage of life

• Open-concept great rooms that bring together cooking, dining, and lounging

• Low-maintenance layouts that support everyday comfort and long-term living

• Ideal setup for indoor-outdoor entertaining or backyard upgrades

2. Laid‑Back Coastal Plans

These breezy, Florida-inspired layouts (like our LaRua custom home plan) are designed for people who want easy, everyday living with a side of sunshine.

With wide front porches, practical footprints, and casual flow between spaces, they feel relaxed without sacrificing function. Whether it’s your full-time home or a vacation retreat, these plans are built to help you slow down and enjoy the good stuff.

• Simple, efficient layouts that live large without wasted space

• Wide porches, breezeways, and outdoor zones made for gathering

• Open-concept living, dining, and kitchen areas that flow naturally

• Perfect for hosting, relaxing, or spending weekends by the coast

• Low-maintenance design that works for both rental and personal use

3. Outdoor‑First Layouts

In Pensacola, life naturally flows outside, and the best floorplans are designed to reflect that.

Outdoor-first layouts prioritize breezes, backyard views, and seamless transitions between indoor comfort and open-air living. Instead of treating patios or porches as afterthoughts, these homes are built around them.

Why outdoor-first homes make sense in Florida:

• Main living areas open directly onto covered patios or lanais

• Screened porches and breezeways provide airflow and comfort

• Outdoor kitchens and living spaces make entertaining easy and low-maintenance

• Floorplans oriented for natural light and cross-ventilation

• Backyards feel like extensions of the home, not separate zones

4. Family‑Friendly Multi‑Bedroom Plans 

For families planting roots in Florida, space matters, but so does flexibility.

Multi-bedroom layouts like our Decatur floorplan are built to support real life at every stage, with room to grow, gather, and find a little breathing room when you need it. These plans make everyday routines feel smoother, with features that simplify morning rushes, after-school chaos, and everything in between.

Why families love this layout:

• Four or more bedrooms designed to give everyone their own space

• U-shaped kitchens that open to dining and living areas for easy everyday living

• Flexible bonus rooms that grow with your family

• Dedicated guest suites that make hosting feel effortless

• Quiet home office spaces ideal for remote work or side hustles

• Smart layout flow that keeps traffic moving and zones well-defined

5. Transitional & Craft-Inspired Homes 

Love clean lines but want your home to still feel warm and welcoming? Transitional and craft-inspired designs like our Dutch Cape floorplan blend modern simplicity with timeless charm, bringing together the best of both worlds.

These homes feature architectural details that feel intentional and elevated. Vaulted ceilings, thoughtful window placement, and rich textures make a space feel custom and cared for.

Why homeowners are drawn to this style:

• Craft-inspired detailing for timeless curb appeal

• Open but cozy floor plans that prioritize comfort and flow

• Integrated screened porches for everyday outdoor living

• Inviting entryways and gathering spaces that feel intentional

• Flexible layouts that adapt to real life without wasted space

6. Modern Coastal with Vertical Living

Some coastal lots come with unique challenges and unique opportunities. By stacking living areas, these layouts provide flexibility and function without losing that relaxed Gulf Coast feel.

The Abaco plan is a great example of how modern coastal homes can embrace vertical living to make the most of water views, breezes, and narrow or elevated properties. 

Why homeowners love this modern coastal style:

• Vertical layouts that make the most of limited or narrow coastal lots

• Second-floor balconies perfect for morning coffee or sunset cocktails

• Main living areas upstairs for better views and privacy

• Ground-floor flex spaces that work as gyms, guest suites, or rec rooms

• Better storm prep with elevated foundations and design

7. Open Concept & Flexible Floorplans

Open-concept living still reigns supreme for Florida homeowners who want a space that feels social, airy, and easy to navigate. These floorplans skip the formalities and put connection at the center of the home, making it easier to entertain, relax, and keep daily life flowing smoothly.

Why homeowners love open and flexible designs:

• Open kitchens and great rooms that make entertaining feel effortless

• Natural flow between cooking, dining, and lounging zones

• Multi-use flex rooms that double as home offices, gyms, or creative studios

• Fewer walls, more connection and visibility throughout the main living space

• Enhanced natural light thanks to fewer visual barriers and bigger windows

• Spaces that grow with you, no matter how your needs shift over time

How to Choose the Best Floorplan for Your Lifestyle?

Every great layout starts with real life. Think about your daily routines: where you drink your coffee, how you cook dinner, and what rooms you actually use. A builder who listens can translate those habits into smart, intentional spaces that work for your life not just look good on paper.

Plan for Life to Change

Your needs today might not be your needs five years from now.

Maybe you're planning for kids or grandkids, expecting aging parents to move in, or looking for a home that will grow old with you. Flex rooms, optional guest suites, and adaptable spaces give you the freedom to evolve without outgrowing your home.

You don’t have to predict the future just make room for it.

Get Your Builder Involved Early

The earlier your builder is part of the conversation, the better your outcome. They’ll flag design constraints based on your lot, guide you toward layouts that fit your goals, and help you avoid choices that could drive up costs.

Plus, a builder who understands coastal construction can recommend the best floorplans for things like views, airflow, and hurricane resilience.

Use Visualization Tools to Make Confident Choices

Don’t just imagine the space. Experience it.

Many of our clients love using 3D walkthroughs and interactive tools to get a true feel for the layout before they build. If you’re a visual thinker, this step can make all the difference. Even walking through a similar completed home can bring clarity you won’t find in a PDF.

Keep One Eye on Resale

You’re building for yourself, but it’s smart to think long-term, too. Layouts with accessible entries, guest-friendly bathrooms, and good flow between spaces tend to have lasting appeal.

That doesn’t mean you can’t add personality. It just means working with a builder who knows how to balance custom touches with market-savvy design.

Designing with Purpose: Find the Layout That Fits You

At Urban Infill, we’ve helped countless homeowners design floorplans that feel as good as they look and work just as well five years down the road.

We don’t believe in cookie-cutter houses, just thoughtful, coastal-friendly designs that reflect who you are and how you live. Let’s build something that fits your future. Get in touch with our team to schedule a consultation, and let's talk about your perfect floorplan.